Bicyclists are advised to make sure they have adequate insurance in case they are involved in a Seattle bicycling accident.
At one time or another, every bicyclist has been involved in some sort of bicycle accident. Whether you have hit a pot hole, been knocked off your bike by a car or gone down when riding with a group of friends, you know that at least you will wind up with bumps and bruises but just as easily you can end up with a fracture, road rash or a traumatic brain injury.
It is important to be adequately insured so that your medical expenses will be covered as well as being covered for loss of income.
Data from the U.S. Department of Transportation reveals that there are approximately half a million bicyclists treated in emergency rooms every year and of those, upwards of 67,000 have had a traumatic brain injury.
If you’ve been in a bicycle accident there are potentially several different insurance policies that could cover your damages including your medical bills.
- If another driver was at fault for your accident, then their motor vehicle coverage may cover you.
- Your own personal medical insurance will generally cover you for your injuries and then they will pursue claims against the policy of the person who hit you.
- If the driver of the car that injured you does not have car insurance or if they are not sufficiently covered, then your own under/uninsured motorist coverage of your car insurance policy should be sufficient to cover any insufficiency of the driver’s policy.
- In the case that you injured another person while bicycle riding, your own auto insurance may cover the medical costs of the person you injured. However, you want to make sure you are sufficiently insured.
If you have been injured in a bicycle accident, you may want to considering hiring an experienced bicycle accident lawyer. Insurance companies are aggressive about limiting their own liability and that means they may fight your claim or low-ball your settlement. A qualified bicycle accident attorney will work to insure that you get the best settlement.
This information is provided by Seattle Car Accident Lawyer blog, a service of The Farber Law Group. We represent people who have been seriously injured in Bellevue bicycle accidents and the family of those killed.
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Contact The Farber Law Group at 1-800-244-9087 or email@example.com to schedule a free and confidential case evaluation. We have offices in Bellevue to assist you.