Car accidents are stressful regardless of whether or not there are any injuries. While you may not want to file an auto accident claim, sometimes you really don’t have any choice.
In order to determine whether you need to file a claim, the first question you should ask yourself is if you can pay for the damage outright. Often times if you can pay for it yourself, filing an auto accident claim can hurt you more in the long run. If you can pay for it yourself without trouble, you should consider not filing a claim.
If you decide that you need to file an auto accident claim, that’s okay, but there are some things you should know. First of all, you need to file the claim as soon as possible with your insurance company, even if the accident is not your fault. If you take your time filing the claim, this may say to any insurance company involved that you don’t think this is important, or that you aren’t sure if you are not to blame. It doesn’t matter how busy you are, make the job of filing an auto insurance claim a priority and do it right away.
It’s not unusual to get a call from the other party’s insurance company, especially if there is a disagreement about who is at fault for the accident. If you get a call, don’t panic; they’re only trying to get as much information as possible. Make sure you write down the name of the person you talked to and when, and take notes documenting the call. The most important thing to remember is that you should always tell an honest account of what you think happened to both your insurance company and the one of the other driver.
Once you’ve filed your auto insurance claim, it may take some time for the insurance company to come to a resolution. Make sure you do what they say, and listen to them carefully, as they’ll be able to tell you what to expect next. Ask any insurance agent you talk to any questions you may have and be sure to write down the answers and keep them in a safe place until the whole issue is completely over.
Getting in an accident is no fun, but filing an auto accident claim doesn’t have to be a frustrating experience.
This information is provided as a service of The Farber Law Group. We have more than 30 years experience representing clients who have serious injuries due to motor vehicle accidents. With our help, you may recover compensation for your damages.
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Contact The Farber Law Group at 1-800-244-9087 or firstname.lastname@example.org to schedule a free and confidential case evaluation. We have offices in Bellevue to assist you.