Every driver of a vehicle in Washington state is required by law to have car insurance, be self insured, have a certificate of deposit or a liability bond. Even if you have your car registered in another state, you must have proof of insurance to drive in Washington.
Driving without insurance is a serious offense and can result in losing your driver’s license and be subject to a fine of at least $450.
Despite laws which requires drivers to purchase insurance, there are many drivers on our roads and highways who are without insurance and get involved in accidents. In one study, it was determined that one of every seven drivers was driving without automobile liability insurance. In some states, the percentage is even higher.
If you or a loved one has been involved in a auto accident involving an uninsured motorist, you not only have to worry about recovering from your injuries but you are left with the financial fallout if the person who hit you did not have insurance or were underinsured.
Washington Uninsured Motorist Accident Help
The Farber Law Group helps car accident victims in Bellevue, Seattle and all over Western Washington receive fair compensation for their damages after a motor vehicle accidents and we would like to help you too.
If you have been involved in an accident caused by an uninsured or under-insured driver, your own insurance may pay your claim if you purchased uninsured motorists’ coverage. While Washington state law requires auto insurers to offer uninsured or under-insured motorist coverage, some people waive the coverage or opt to purchase less than full liability coverage. The Farber Law Group recommends that you do not waive insurance because you never know when you’ll be in an accident with an uninsured driver.
All too often, uninsured drivers have no personal assets to cover damages in a car accident. In this case, your own uninsured motorist coverage should compensate you for your injuries.
Sometimes an uninsured driver will be covered by another person’s insurance. If the uninsured driver who hit you was driving in the course of their employment or driving a work vehicle, you may be able to make a claim against the driver’s employer or the owner of the vehicle they were driving.